Planning Money



Plan for Your Money To Go Further
Everyone has money problems. This is a fact whether you have a lot of money or very little money. Financial planning is necessary to ensure that these problems are minimised or avoided. If you have little money it is difficult to think about your future if you are relying on your weekly pay to make ends meet because your bank account is empty. There are things that you can do to make your money stretch further.

Some of these include:

  • Know where your money goes. Keep a record of your spending because you will soon see that some of the things that you are buying may not be necessary.

  • Know how to keep your money longer. Keep your money in your bank. Do not spend it unless you really need to.

  • Know what you want to do with your money. Have a plan where some of that money can be put into investments that will earn you income.

  • Plan your spending in advance. Have a plan and keep to that plan so that you don’t vary and incur expenses that you did not expect.

  • Keep within your credit limits and do not live beyond your means.
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