35 Money-Saving pieces of advice

Here are a few tips you can use to save money:

  1. Don’t use your credit cards if at all possible. Pay cash and use credit cards only for convenience or emergencies.

  2. Don’t have more than $25 in your wallet at any time so you are not tempted to buy on impulse. If you have to think about going a long way to find an ATM machine you will probably lose the desire to buy.

  3. Take your lunch to work rather than going to cafés or food halls.

  4. If you are going to the supermarket make sure you have a list and try and stick to it.

  5. If you can pay your mortgage every fortnight rather than every month then you can save yourself a lot.

  6. If your child is one and growing quickly don’t buy expensive clothes. They will outgrow the clothes quickly and you would have purchased them at a high price.

  7. If you smoke, give up. The damage to your health is reason enough but also the damage to your wallet.

  8. Don’t buy at the end of the year, wait for the new years sales.

  9. Don’t always buy ...

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